Bank Fees in France Surge by Over 5% in 2025

An annual consumer study highlights significant increases in account maintenance fees, card costs, and ATM withdrawals, with disparities across banks and regions.

• The CLCV study reports a rise in bank fees exceeding 5%, with account maintenance fees alone increasing by an average of 8%.
• Small account holders will pay €69.78 annually (+5.46%), while medium consumers face €134.94 (+5.29%), and high-end users see a smaller rise of 3.88% to €214.87.
• The report criticizes bundled service packages, noting they may cost more than purchasing individual services separately.
• Instant transfers are now free across all banks due to new European regulations, aligning costs with standard transfer services.
• Incident fees, such as overdraft penalties, remain a significant burden, often representing a third of total banking costs for consumers.

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l'Opinion Le Figaro Sud Ouest