Experts Propose Major Overhaul to Address Rising Elder Care Costs in Germany

A new report advocates for a solidarity-based full-coverage care insurance to reduce financial strain on seniors and stabilize the system.

The cost of elder care in Germany continues to rise, with monthly out-of-pocket expenses for residents in care homes averaging over €2,400 and climbing.
Economic pressures, including inflation, higher wages for care workers, and energy costs, are driving these increases, leaving many seniors reliant on social assistance.
A study led by health economist Heinz Rothgang outlines a 'solidarity-based care full insurance' model that would eliminate personal contributions for care costs while covering all citizens.
This proposed system would integrate all income types, including wages, pensions, and capital gains, to distribute financial responsibility more equitably.
Advocates urge the next German government to prioritize reform, warning that without action, rising costs will further burden individuals and municipalities.