Overview

• The 'Hinz & Kunzt' street magazine has rolled out its cashless payment system, 'Hinz & Pay,' to all 300 homeless and formerly homeless vendors in Hamburg as of mid-May 2025.
• Over 2,200 cashless transactions have been completed since the system's pilot in late February, contributing approximately €1,000 in weekly revenue.
• The digital payment option accounts for 5% of total revenue, with 80% of these sales being incremental, reaching customers who otherwise would not have purchased.
• Customers use a QR code on the seller's ID to pay digitally, with options for tipping and personal donations, which sellers can accumulate and withdraw later.
• Traditional cash payments remain available, ensuring inclusivity while adapting to declining cash use in modern economies.