Health Insurance Premiums to Rise by 6% on Average in 2025

The Mutualité française cites rising healthcare costs and structural factors for the increase, which follows a sharper hike in 2024.

The average increase of 6% in health insurance premiums for 2025 is lower than the 8.1% rise seen in 2024 but remains significantly higher than the decade-long average of 2.6%.
Individual contracts, which cover retirees and represent 64% of policyholders, will see an average increase of 5.3%, while mandatory group contracts will rise by 7.3%.
The Mutualité française attributes the rise to structural factors such as aging demographics, advancements in medical technology, and increased healthcare spending, which grew by 5.2% in 2023.
Complementary health insurers are also shouldering more costs, such as dental expenses, which rose from 30% to 40% of their coverage share since 2023.
The Mutualité française has called for systemic reforms in healthcare funding and greater investment in preventive measures to address the unsustainable growth in healthcare expenses.