Maximize Returns with High-Yield CDs as Rates Remain Elevated

With interest rates at multi-decade highs, locking in a long-term CD now could ensure stable and competitive returns.

Current CD rates offer up to 4.80% APY for terms of 2 to 5 years.
High-yield savings accounts also provide strong returns, with some offering over 5% APY.
Experts suggest acting quickly as the Federal Reserve may cut rates soon.
CDs provide a safe and passive way to grow savings, especially for those nearing retirement.
Digital banks and online accounts often offer the most competitive rates without fees or minimums.