Overview

• Muthoot Finance achieved a 43% year-on-year rise in standalone Q4FY25 net profit to ₹1,508 crore, driven by a 42% increase in interest income.
• Standalone loan assets under management surpassed ₹1 lakh crore, reaching ₹1,08,648 crore, marking a 43% growth year-on-year.
• The company declared its highest-ever interim dividend of ₹26 per share and set a conservative 15% gold loan growth target for FY26.
• Proposed RBI draft guidelines on loan-to-value (LTV) ratios have raised concerns about reduced NBFC competitiveness and potential customer impact.
• Shares of Muthoot Finance dropped over 7% on May 15 following regulatory uncertainty, prompting mixed analyst assessments of its valuation outlook.