Ripple and SEC Finalize Settlement, Ending Four-Year Legal Battle

Ripple agrees to pay $50 million of a previously imposed $125 million fine, with both parties dropping appeals and awaiting final court approval.

Ripple and the SEC have reached a settlement, concluding a legal dispute that began in 2020 over unregistered securities allegations tied to XRP sales.
As part of the agreement, Ripple will pay $50 million, while $75 million of the original fine will be returned to the company from escrow funds.
Both Ripple and the SEC have withdrawn their respective appeals, effectively closing the case pending formal approval by the SEC and the court.
The SEC will request the court to lift an injunction against Ripple, clearing regulatory restrictions that had limited the company's operations.
This resolution provides legal clarity for Ripple, solidifying that XRP is not a security in retail sales, and signals a shift in the SEC's regulatory approach under the Trump administration.