Top Savings and CD Rates Hold Steady Amidst Economic Uncertainty
High-yield accounts continue to offer attractive returns as the Federal Reserve maintains interest rates at a 23-year high.
- Nation-leading CD rates range from 4.80% to 5.51% for terms up to five years.
- Top high-yield savings accounts offer up to 5.36% APY with no minimum balance requirements.
- The Federal Reserve has paused rate hikes, creating a stable environment for savings rates.
- Digital banks and online accounts lead with the highest APYs, surpassing traditional banks.
- Experts suggest locking in rates now as future rate cuts remain uncertain.
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