Trump Administration Halts Income-Driven Student Loan Plans, Raising Repayment Costs

Borrowers face uncertainty and financial strain as federal repayment programs are suspended or restricted under new policy changes.

The Trump administration has discontinued applications for income-driven repayment plans and limited eligibility for Public Service Loan Forgiveness (PSLF).
Borrowers report confusion and financial stress as monthly payments soar, with some facing increases of over $1,000 per month.
The suspension of income-driven plans has left borrowers unable to recertify their financial situations, jeopardizing affordable repayment options.
Federal websites used to manage student loans have experienced outages, further complicating borrowers' ability to navigate the changes.
Advocates warn that these policy shifts disproportionately harm public servants, nonprofit workers, and families already struggling with high living costs.