Biden Administration IDR Account Adjustment Borrowers Supreme Court Decision Higher Education Act (HEA) Biden's Plans Impact on Young People Impact on Individuals Economic Impact Legal Challenges Biden's Original Plan Biden's New Plan Biden's Student Debt Forgiveness Proposal Legal Basis Supreme Court Ruling Income-Driven Repayment Plans Loan Transfer Presidential Actions Supreme Court Verdict Department of Education Public Service Loan Forgiveness Debt Transfer Future Cancellations Income-Driven Repayment Debt Relief Policy Changes Biden's Student Loan Forgiveness Program Biden's Student Loan Forgiveness Plan Political Challenges Borrower Obligations Biden's Proposal Biden v. Nebraska