Loan Forgiveness Borrowers Biden Administration Income-Driven Repayment Plans Federal Programs Public Service Workers Repayment Plans Account Adjustment Financial Hardship Biden's Proposal Eligibility Criteria Biden's Student Debt Relief Plan Income Eligibility Federal Student Loan Debt Biden's Program Rulemaking Federal Government Pell Grant Recipients Automatic Debt Relief Notification Process Biden Administration's IDR Plans Misleading Information Public Service Loan Forgiveness Permanent Disability Forgiveness Amount Initial Batch Latest Batch Satisfaction of Bargain Threshold Evaluation Application Processing Processing Notification Payment Resumption Supreme Court Ruling Income-Driven Repayment Higher Education Act SAVE Plan Pell Grant Negotiation Session Government Policy Borrower Rights Scams Public Service Loan Forgiveness Program Forgiveness Interest Cancellation Comparison with Biden's Plan Borrower Types Federal Student Loans Higher Education Default Prevention Targeted Relief Art Institutes For-Profit Schools Higher Education Policy Supreme Court Guidance Student Debt Cancellation Government Programs Federal Policies Legal Challenges