Impact on Communities California Wildfires California Fire Management Insurance Impact Insurance Implications Impact on Society California Fires Hurricanes Insurance Impact on Ecosystems Emergency Response Impact on Insurance Air Quality Los Angeles Water Management Urban Impact Los Angeles Wildfires Fire Weather Conditions Flooding Economic Threats Insurance Coverage Recovery Efforts Community Support Impact on Infrastructure Urban Areas Insurance Industry Impact Fire Risk Management Spark Sources Drought Impact on Health California Environment Floods Community Impact Risk Assessment Urban Resilience Insurance Crisis Impact on Biodiversity Los Angeles Wildfire Insurance Industry Environmental Policy Hurricane Impact Community Resilience Property Damage Disaster Relief Funding Economic Impact Agricultural Impact Ecuador Urban Planning Impact of Global Warming European Solidarity Hurricane Helene Insurance Risks Hurricane Response