Retail Sales Inflation Interest Rates Economic Growth Consumer Resilience Savings Rates Credit Card Debt Seasonal Trends Bargain Hunting Financial Pressure Gasoline Expenditure Cost of Living Holiday Spending Labor Market Trends Inflation Effects Savings Rate Daylight Saving Time Effects Big-Ticket Items Impact of Prices Food Pricing Borrowing Costs Fuel Costs Regional Economics Seasonal Spending Services E-commerce Growth Rewards Systems Retail Analysis Influence of Survey Responses on Behavior Disposable Income Holiday Season Market Competition Airline Fares Discretionary Spending Services vs Goods Consumer Spending