Refinancing Inflation Interest Rates New Purchase Rates Refinance Rates Federal Reserve Policies Freddie Mac Fixed-Rate Mortgages Tracking and Reporting Factors Affecting Mortgage Rates Rate Tracking Home Loans Optimism Interest Rate Cut Homebuyers Applications Factors Affecting Rates Property Market 30-Year Mortgage Rates Rate Fluctuations Jumbo Mortgages Home Loan Applications 30-Year Mortgage Homebuying Trends 30-Year Fixed Rates Factors Influencing Rates State Variations